The forecasting and financial-control platform for finance teams who have outgrown spreadsheets but don't want an ERP. It's not just your cash position — it's forecasting, approvals, taxes, aggregate reports and role-based access, so the right people see exactly what they should. Every number below is a real screen.
Balances in four to six bank accounts. The forecast in an Excel file. "Who approved this payment" in email and Slack. The real tax cost of a salary in your accountant's head. FineCashFlow puts all of it on one screen — and every zone below is exactly what you'd see.
Forecast vs. real, gross and net, paid vs. outstanding — derived automatically. When a payment has tax, FineCashFlow generates a linked child transaction, so your operating numbers stay clean and the VAT is tracked in its own right.
Stakeholders are derived from the workspace, the department and the project, or added by hand. Edit a key field after approval and it returns to pending with a before/after snapshot. Pending items can't be deleted; tax children inherit the parent's status.
VAT is pass-through, so net shows your real cost. Payroll is a real cost grossed up from net. The compound engine models Romanian salary tax as a stack — CAS, CASS, income tax, CAM — and writes every component to its own breakdown row.
Each transaction can declare the month it economically belongs to, so revenue and cost land in the period they were earned — accrual-correct P&L without a separate accounting close. No re-keying.
Two-factor by email OTP, ~47 page-level permissions with per-user overrides, and row-level access — every list, forecast and report respects each user's scope. Soft-delete everywhere; nothing is hard-erased.
Many companies and accounts under one workspace — ideal for groups and holdings. Multi-currency throughout, converted at the rate as of the transaction date. Cost allocation across department, project and category at once.
Role-based access with ~47 page-level permissions and per-user overrides. Row-level scoping means a person sees only their project or department. Give transparency to exactly who you choose — a team lead, the board, an investor — read-only or with edit rights.
Break down any date range by category, project, person, department, tax or company. The same data powers scoring, profitability and margins — a full digital archive where nothing is ever hard-deleted.
A clean per-transaction data model plus a scheduled HTTP client mean new connections are added without re-platforming. Here's what's wired today, and what we connect on request.
One source of truth, with the controls that make the number defensible in front of a board or an investor.